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The State of Individual Disability Income 'DI' Reinsurance
disability income reinsurance, presenting both the direct writer and reinsurer viewpoints, which includes: ... do. We hold about 1.5% market share. We have direct premiums of about $60 million, net premiums at ...- Authors: Robert Beal, Thomas S Bell, John M Lenser, Charles M Waldron
- Date: Jun 1996
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance; Reinsurance>Health reinsurance
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New Forms of Individual Disability Products
New Forms of Individual Disability Products Panel explores new disability products ... insurance;Disability insurance;Individual health plans;Long-term care insurance=LTCI;Marketing and distribution;Product ...- Authors: Robert Beal, Jena Breece, Lisa Forbes, Raza Zaidi
- Date: Jun 1999
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; External Forces & Industry Knowledge>Actuarial theory in business context; Strategic Insight and Integration>Strategy development
- Publication Name: Record of the Society of Actuaries
- Topics: Experience Studies & Data>Disability; Health & Disability>Accident insurance; Health & Disability>Critical illness insurance; Health & Disability>Disability insurance
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Designing Your Own Individual Disability Reinsurance Program
few years, not unlike what has happened on the direct side. Poor profits have led a number of the reinsurers ... in this business. This may be a good time for direct companies to examine their reinsurance needs regarding ...- Authors: Robert Beal, Andronico L Castillo, William Obert, Vincent DeMarco
- Date: Jun 1999
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance; Reinsurance
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AIDS And Health Actuaries
this is so for several reasons. Probably the primary reason stems from the nature of the group rating ... opportunity in some cases to manage these claims. My primary message to you is that you should be not only interested ...- Authors: Robert Beal, Application Administrator, Gregg R Sadler, Karen A Unterreiner, Michael L Zurcher
- Date: Apr 1988
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Health care
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AIDS Update and Reserving
Empire BlueCross and Blue Shield in New York. His primary responsibilitiesare insystems developmentfor the ... actuarial department and analyses relatedto health care utilization,includingAIDS. He has worked with AIDS ...- Authors: Robert Beal, Application Administrator, Timothy Harris, Jon Eisenhandler, Dorothy Petersen
- Date: Apr 1992
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Health care
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AIDS: Coping With The Health Benefit Plan Implications
Future o Health insurance products and AIDS: Medical care insurance and disability insurance -- Benefits affected ... interesting and useful results of research on both medical care and dis- ability pay insurance. Chuck Fuhrer will ...- Authors: Application Administrator, Robert Beal, Charles S Fuhrer, Jerome M Stein, Jon Eisenhandler
- Date: Oct 1988
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Health insurance
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Setting Retention Limits for Individual Life and Disability Income Reinsurance
focusing on excess risk reinsurance where the primary objective is to limit the upper end risk exposure ... risk is 10 RECORD, Volume 23 retained by the direct company. Regardless, you are still trading a portion ...- Authors: Robert Beal, James L Sweeney, Richard Letarte
- Date: Jun 1997
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Reinsurance
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Selling Your Individual Disability Insurance IDI Block Through Indemnity Reinsurance
Volume 23 Finally, the buyer might value having a direct relationship with your policyholders and field ... physicians get used to the world of managed health care and stabilized incomes, and assuming that the buyer ...- Authors: Robert Beal, G Boyd, Scott R Munse
- Date: May 1997
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance; Reinsurance
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Health GAAP Topics
health busi- ness: Medicare supplement, long-term care, comprehensive major medical, and what we call ... results are better than expected. Our long-term care business has a higher reserve than asset. On those ...- Authors: Robert Beal, Helen L Hofmann, Robert Shapland
- Date: Jun 1995
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Financial Reporting & Accounting>Generally Accepted Accounting Principles [GAAP]
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Individual Disability Income - Managing the Bottom Line
Premium growth should be measured in terms of total direct premium not just new business. It doesn't help ... portion are held by the reinsurer. Probably the primary reason why most companies reinsure disability income ...- Authors: Robert Beal, W Duane Kidwell, David E Scarlett, Lois VandeKopple
- Date: Apr 1990
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance